S$ Dividends received in 2Q2010:S$1,466.02
- ComfortDelgro – S$53.40
- Cosco - $120
- F&N – S$100
- First Resources S$59.00
- First Shipping Lease Trust - $208.82
- Golden Agri – S$107.42
- IFS Capital – S$148.50
- Parkway Life - $124.20
- Serial System – S$0.64
- Spice 121– S$3.00
- SPH – S$140
- Starhub – S$200
- Suntec Reits - S$201.04
US$ Dividends received in 2Q2010: S$420.43
- GlaxoSmithkline - S$236.67
- Kraft - S$26.78
- McDonalds - S$52.50
- McGraw Hills - S$68.14
- Microsoft - S$24.45
- Unilever - S$64.39
Interest earned from Deposits : S$457.64
Fees from Lending out my Securities : $116.17 (from Apr 10 to Jun 10)
Dividend from NTUC Income : S$927.00
TOTAL PORTFOLIO + PASSIVE INCOME FOR 2Q10 : S$3387.26 (i.e. $1,129.08 per month)
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During the quarter, I have also bought the following shares:-
- 200 shares of BP at US$44.40 (average)
- 100 shares of Exxon Mobile at US$64.35
- 5000 shares of ST Engineer at S$3.12
- 49000 shares of FSL Trust at S$0.58 (average)
- 4000 shares of Suntec Reits at S$1.34
- 2000 shares of Capitaland at S$3.87
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1 month ago
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Hi Everycentscounts,
ReplyDeleteIt is a very impressive investment you have built there!.
Would be good if you can also share with us your judgement on the investment timing and the dividends per share too.
Hi J,
ReplyDeleteThanks for dropping by. Currently, I am looking to invest in blue chips and Singapore Reits, with the aim of receiving a constant dividend income. I prefer blue chips because it has more stable/predictable dividend payout and prices are generally less volatile than penny stocks. Some of the factors that I’ll look out for are:
- Strong branding (such as, ST Engineering, SPH, F&N)
- Profitable at least for the last 5 years. [Last 5 years is because it would cover the time when the financial crisis hits.]
- Been paying out stable dividend, even during bad times.
- My target price is based on the following: EPS divided by 5% (my required yield) less 20% (safety net) would be the amount that I am willing to pay for the stock. For example, SPH’s EPS for FY2009 was S$0.29, divided that by 5%, would give me $5.80. I’ll generally take 20% safety margin off and my target price would be around $4.64 for SPH.
- I’ll also lend out my blue chips for additional income.
- My investment in any one particular stock is limited to no more than 10% of my networth so that in the event a crisis hit a particular company, my investment would not be too severally wiped out.
For US stocks, same factors as above (eg. strong brand, profitable, etc) but I generally buy those stocks only when they are experiencing hiccups or crisis and which I expect them to recover over the next few years. For example, during the time when Kraft was launching a takeover bid for Cadbury, Toyota’s mass recall of vehicles, BP oil spill, etc.
For reits, I’m looking at dividend yield of at least 6%. It has to make consistent profit and dividend paid should be fully covered by operating cash flow. Gearing should not be too high. I’ll also look at the types of properties that the reits holds. For instance, I like CapitaMall Reits (coz the shopping malls that it holds are very strategically located and are always so packed with people) but at $1.90, I think it is a tad too expensive.
I’m still trying to refine my approach for investment, so do share with me your thoughts and your investment philosophy. I’ll be interested to learn from you.
Hi Everycentcounts,
ReplyDeleteBeen a while.., sorry for late reply. I am glad to know that you are on the right path in achieving your financial freedom!.
I just started learning equity investment (for the past few months), have not had the guts to jump into equity investment before fully understanding where I put my money into.
For the past few years, I am mainly investing into property (from rental yield, if I may say so). Looking into some investment options which are more liquid to park the fund before deciding whether to diversify or not (well, property is so hot right now). Some other investment considerations are also correlate with my tax planning. It is quite high for property (yearly property tax, maintenance, rental income tax, etc)
So, I am really pretty green in equity investment, and hoping to learn more from the gurus here.
May I know what is your monthly ROI over your total investment portfolio.
Some silly questions, dividen are tax free right?